By: Harrold Swalve

Many people are looking for a new career where they can work at home and still make money. Search the Internet for work at home jobs, and you will be overwhelmed with the number of websites. However, there are several scams floating around on the Internet that you need to watch out for. Here are few things to avoid as you look for a legitimate work at home job.

First, beware of jobs that promise you can get rich quickly. If it sounds too good to be true, it probably is. Beware of ads that ask you to send money to receive information about the job or ask you to buy something to begin the program. Most legitimate job advertisements do not require an investment. Watch out for exaggerated claims of product effectiveness. These advertisements ask you to invest in a new miracle product, which you either don't receive or is much harder to sell than advertised. You might also be liable if you are asked to sell a fraudulent program to others.

Common work at home schemes including stuffing envelopes, work at home assembly, chain letters and processing medial insurance claims. These scams usually involve money upfront for training or for products which never materialize. The work at home assembly programs often leave people with products they assemble and don't get paid for.

Work at home scams will never offer you a regular salary for a specific job. They might use personal testimonials about the success of their program without identifying specific names. Work at home schemes usually require no experience, yet guarantee that you will make huge profits. Avoid work at home job advertisements with typing errors or advertisements typed in all capital letters. This is a good indication that the organization is not very professional. Look for contact information in the job advertisement. No contact information usually means it is not a legitimate ad. Vague job descriptions are also indicative of a scam.

If you become a victim to a work at home scam, ask the company for a refund. Notify law enforcement officials, your local Better Business Bureau and your state's Attorney General office if they refuse to send you a refund. Document all your involvement with the company such as phone calls and keep all your paperwork.

There are many genuine work at home jobs available. Protect yourself by avoiding the common pitfalls of work at home scams.

About the Author

Harrold Swalve is a published author and successful online entrepreneur.

Protect Yourself From Credit Card Scams

With so many credit card offers coming to your door every week, it can be difficult to make a decision. Yet, there are important reasons to take your time to review each offer carefully. Each credit card has its own rates, terms, and rewards packages. If you want to find the right card, meaning one that fit your needs, you must do proper research. Nowhere is this more important than when it comes to credit card scams.

Unfortunately, there are credit card companies that take advantage of people who do not know much about their cards or how they are properly used. Credit cards can be a recipe for financial disaster, especially when they are misused and the policies adopted by these companies favor their own interests over those of their customers. Understanding how to protect yourself from these credit card scams should be a priority.

Here are some offers that you need to watch out whether you get them in the mail or off the web:

Advance fees on credit cards
Debt suspension
Credit protection

It seems reasonable at first. All you have to do is pay a small advance fee to receive your credit card, regardless of your credit rating. If this wasn't enough, these same companies make such offers more attractive by saying that you will receive low interest rates and large credit lines. For those slightly more suspicious, the fee is explained as a necessary part of the card application process or in order to move you to pre-approval status. The likely result is that if you pay an advance fee you will not see your credit card and you will loose you money as well.

Another credit card scam that plays off of the misfortune cardholders involves debt suspension. There are circumstances that befall customers like unforeseen medical problems or loss of work that keep them from paying off their balances. Nearly all of the major credit card companies offer debt suspension services to provide relief through temporary suspension of debts until you can resume payment. The scam centers on the fact that many are ignorant about these services. Certain companies prey upon this lack of knowledge and offer this same protection at a cost even though they are given free of charge.

Similarly, credit protection programs are offered by independent agencies despite the fact that there are federal protections already in place for credit cardholders whose cards are lost, stolen, or used without permission. It is simply a waste of your money to seek out and pay for this unnecessary protection. The likelihood of getting compensated for claims is very small in these situations.

The object is to keep you from making these costly mistakes - and hopefully keeping more money in your pockets. Keep an eye out for these credit card scams and others that may use ignorance of credit card protections and policies against cardholders.

Joe Kenny writes for Credit Cards Web, offering credit cards in the UK, visit them today for 0% balance transfers and grab a great deal today. More credit cards are on offer at Only Stop.

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